Terms & Conditions

1. Use of the Service

You may use LifeLedger only in compliance with applicable laws and only for lawful, authorized purposes. You are responsible for how you use the service and for the content you submit.

2. Accounts

If account registration is required, you are responsible for maintaining the confidentiality of your credentials and for activities that occur under your account. You agree to provide accurate information and keep it reasonably up to date.

3. User Content

You retain responsibility for the data and content you enter into LifeLedger, including financial records, debt information, notes, shopping lists, and task data. You must have the rights necessary to submit any content you provide.

4. Acceptable Use Restrictions

• Do not use the service for unlawful, fraudulent, abusive, or deceptive activity.
• Do not attempt to gain unauthorized access to accounts, systems, or data.
• Do not interfere with the stability, security, or operation of the service.
• Do not upload malicious code, spam, or content that infringes another party’s rights.

5. Availability and Changes

We may modify, suspend, or discontinue any part of LifeLedger at any time, with or without notice, where permitted by law. We may also update features, content, or technical requirements.

6. Backups and Data Loss

LifeLedger may offer storage, synchronization, and backup-related features, but no system can guarantee uninterrupted availability or perfect recovery in every circumstance. You should keep appropriate records of important information.

7. Intellectual Property

The LifeLedger name, branding, website, app, and related materials are protected by applicable intellectual property laws. Except as expressly permitted, you may not copy, modify, distribute, reverse engineer, or exploit the service or its materials without authorization.

8. Disclaimers

LifeLedger is provided on an “as is” and “as available” basis to the extent permitted by law. The service is intended for organizational and informational purposes and does not constitute legal, tax, investment, accounting, or other professional advice.

9. Limitation of Liability

To the maximum extent permitted by law, LifeLedger and its operators will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of profits, revenues, data, goodwill, or business opportunities arising from use of or inability to use the service.

10. Termination

We may suspend or terminate access to the service if we reasonably believe these terms have been violated, the service is being misused, or action is required to protect the service, users, or legal rights.

11. Changes to These Terms

We may revise these Terms & Conditions from time to time. Updated terms will be posted on this page with a revised effective date. Continued use of the service after changes take effect constitutes acceptance of the revised terms.

12. Contact

Questions about these terms can be sent to yangchantechhub@gmail.com.